Loans for zero: what are they and how do they work?

Free loans, or so-called zero loans, are now an increasingly popular and increasingly common element of the offer of domestic loan institutions. Customers who have not previously used the offer of loan companies very often approach such solutions with a large dose of reserve and even distrust. The very idea of ​​”free loans” seems suspicious.…

Ranking of payday loans for January 2020

Clients often are not aware of this fact, however, in the Register of Loan Institutions at the Polish Financial Supervision Authority there are currently almost 100 entities that grant non-bank loans. Such a large variety of available offers is of course an important advantage from the customer’s perspective, and for more than one reason. A…

What is the procedure for taking a loan?

  Each loan we choose requires signing a relevant agreement with the bank. Most often, the contract is in writing. It is different in the case of online loans, but here you can usually borrow a small amount of money. A loan is one of the banking activities in which the loan agreement is the…

Credit conditions

Not only Estonia, but also Lithuania and Latvia, are considered to be the best banks in the Baltic region, and it has the reputation of a financial partner No.1 . In terms of Loan and Credit’s customer base, the bank has around 800,000 retail clients and over 133,000 business partners. Why Loan and Credit is…

Payday interest rates and the Anti-usury Act 2016

Fast non-bank loans have very expensive opinions. It is often said that the price for a quick decision, a minimum amount of formalities and a flexible approach to less credible customers are just the high loan charges. Is this theory reflected in practice? How much does a popular payday loan actually cost? Only a few…

What is the best holiday loan?

If you want to borrow money for Christmas or New Year’s Eve and New Year, you must be aware that non-bank loan offers also change before Christmas. What to do to keep up with the latest offers and have the chance to take advantage of the best loan? A holiday loan doesn’t have to cost…

Advantages of mortgages

  Mortgages today are very popular and popular. In many cases, they are incurred to buy a property, but they are often used as, among others, consolidation obligations. Mortgages are granted for a specific purpose. So we need to know what we want to spend the money obtained in this way. In addition, you should…